How Long Does a Car Accident Lawsuit Take in NY? - Ferrante & Koenig (2024)

This is one of the questions that New York accident lawyers field more than any other. The truth is there is no one answer, and the best estimate is that a case can last anywhere between 6 months and 6 years.Every case is completely different.

It is important to remember that at the center of every claim for personal injuries is a real person who is now forced to live with the effects of those injuries daily. And a big component of the “value” of this claim comes from how well that person recovers from the injury.

So before you can settle any claim, it is in the injured person’s best interest that they have a good handle on their prognosis, which is the likelihood of recovery. Every injury case is completely different, and depending on who and where you must sue, the statute of limitations must be kept in mind.

As long as these time limits are followed, a case can be resolved early on in the process, deep in the litigation, or at points along the way.

What is the Typical Timeline of a New York Personal Injury Case?

While every case differs in how long it takes to settle, the timeline for a personal injury case is usually the same. It generally goes as follows.

After an Accident, Seek Medical Treatment

After an accident, you must seek medical attention as soon as possible. Even if you do not think you have been harmed, some injuries may not be evident right away. Receiving medical treatment not only helps your well-being but also provides evidence to be used for your personal injury case.

Consult with a New York Personal Injury Attorney

Meeting with an attorney gives you a chance to ask questions and get all of the information you need. This also allows the attorney to learn about your case to provide you with the best legal advice. If your attorney feels you have a strong case, you may proceed with a representation agreement and start working on your case right away.

Your Lawyer Prepares and Files Your Personal Injury Lawsuit

Your attorney will draft and file a formal complaint and submit it to the court. The defendant will then be served with the paperwork and has a limited amount of time to file an answer to your complaint.

Discovery Begins

After you file your lawsuit, both parties begin the discovery process. Discovery allows both parties to investigate the other side’s legal claims. The discovery process includes:

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  • Interrogatories,
  • Depositions, and
  • Requests for documents.

The time discovery takes can vary depending on the type of case and how much information is sought.

Mediation

Once all discovery has concluded, both parties may attempt to settle. This typically leads to mediation, where both parties meet with a mediator to try to reach an agreeable settlement. The mediator goes back and forth between both parties until you reach a settlement. If both parties agree, the settlement will be put in writing and presented to the court to conclude the case. If you don’t reach an agreement, your case will go to trial.

Trial

At trial, all of the information gathered during discovery will be presented to a jury. The jury will then deliberate and decide on an award amount. After the trial, your case will be concluded.

Personal Injury Cases Resolved in Claim

Some cases can be resolved in claim, which is early on in the process and before a lawsuit is started. Even these cases can take a minimum of 6 months up to 1 year or more to settle because, as discussed above, you must have a good idea about the injured person’s recovery.

It is often difficult to settle a case in claim because either the insurance carrier will make smaller, nuisance value offers of settlement or the injured person has not yet completed their course of treatment.

Personal Injury Cases Settled During Litigation

Other cases are settled during litigation. A “litigated” case is one that has gone through the court process: the opening “pleadings,” document discovery, depositions and motion practice, and up to trial. It is not uncommon that an insurance company will refuse to make any reasonable offers of settlement until you’ve gone deep into this process. A case that is litigated will last, on average, between 3-4 years, perhaps longer.

Car accident lawsuits usually fit into the 3-4 year window depending on the County where the case is pending. More complicated matters, including any kind of premises matter – a trip and fall or slip and fall accident case – or construction site accidents, can extend longer. But it is also true that each of these types of cases can be resolved within 1-2 years.

The length of a case depends on many different factors including:

  • How extensive the injuries are;
  • The amount of the insurance policy;
  • The insurance carrier;
  • The defendant’s attorneys; and
  • The court you are in.

For this reason, the only answer to this question is that every case is different.

What Are the Most Common Reasons for Accident Settlement Delays in NY?

Usually, there are three main reasons why your personal injury settlement may be delayed:

  • Your claim involves a large amount of damages and compensation;
  • There are legal or factual issues with your case; or
  • You have not reached maximum medical improvement.

Maximum medical improvement simply means you have improved as much as you’re going to improve from injuries sustained during the incident. Achieving maximum medical improvement is imperative, as it allows your attorney to truly evaluate your medical expenses and damages.

What Should I Do If My Case Isn’t Receiving Adequate Attention?

If you feel your current attorney is not giving your case the attention it deserves, reach out to your attorney and discuss this with them. If you still feel unsure, get a second opinion from a different attorney. Ferrante & Koenig are dedicated to their clients and seeking the justice they deserve.

Contact us today to discuss your case.

How Long Does a Car Accident Lawsuit Take in NY? - Ferrante & Koenig (2024)

FAQs

How long does a car accident lawsuit take in NY? ›

Getting compensation after a car accident might take days, weeks, months, or even years in some cases. It might be difficult or even impossible to predict how long a car accident lawsuit might take. Multiple factors play a role in determining how long a lawsuit will take.

How long do most car accident settlements take? ›

Complexity of case
Complexity of caseLength of Time to Settle
SimpleApproximately: 1 – 6 months
ModerateApproximately: 6 – 12 months
HighApproximately: 12 – 24 months+
Dec 7, 2023

What is the average settlement for a car accident in NY? ›

The average car accident settlement in New York is approximately $287,000. New York's no-fault laws limit smaller claims from going to court, making the average settlement higher than it is nationwide.

How long does an insurance company have to settle a claim in New York? ›

Insurance companies in New York have 35 business days to settle a claim after it is filed. New York insurance companies also have specific time frames in which they must acknowledge the claim and then decide whether to accept it, before paying out the final settlement.

How long does it take to negotiate a settlement? ›

When it comes to determining how long a settlement negotiation will take, the answer can vary. The average settlement negotiation takes one to three months once all relevant variables are presented. However, some settlements can take much longer to resolve.

How long does a whiplash claim take to pay out? ›

Most whiplash claims are settled within a 6 month period, however this is dependent upon a number of different factors including: Liability being accepted by the third party insurers. The medical prognosis and expected recovery time. The extent of the whiplash injury.

How long before an insurance company offers a settlement? ›

Under the Fair Claims Settlement Practices Regulations guideline that California follows, an insurance company must settle a claim immediately, if possible. If it can't settle it immediately, it must do so within 40 days of receiving the proof of claim forms.

What happens if insurance doesn't want to settle? ›

When an insurance company refuses to settle, it may be liable for the full amount of the excess judgment after trial, notwithstanding the lower policy limits. This duty of good faith aligns the insurance company's incentives with those of its insured.

Can you sue for whiplash in NY? ›

Whiplash is rarely fatal and often heals in time, but it can be very painful and require costly medical treatments. You can sue for compensation for your whiplash pain and medical bills. New York follows a no-fault rule when it comes to insurance for car accidents.

How long does an accident affect your insurance in NY? ›

In New York, the record stays for three years from the end of the year in which the accident occurred. Consequently, the accident then becomes part of your standard driving record, which can affect your insurance rates and more.

How long after an accident do you have to file a claim in NY? ›

New York requires accident injury victims to report their accident to their insurance company within 30 days of the date of the accident. If you fail to meet this deadline, the insurance company has grounds to deny your claim, leaving you without a source of compensation.

How much is a herniated disc worth in a lawsuit? ›

The median compensation payout for a herniated disc injury is between $80,000 to $150,000. Severe herniated disc injuries (involving major complications) can be worth more than twice this amount. Remember, we are talking about civil personal injury claims.

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